![]() The other 10% of lending decisions usually use one of the other popular credit scores, namely VantageScore. This score is used in 90%+ of all lending decisions. 4.1 Insurance Companies & Credit ScoresĪ recent study showed that there could be over 1,000 individual scoring systems out there. Fortunately consumers don’t need to track 1,000+ scores, as creditors generally only look at the most popular scoring system which was developed by the Fair Isaac Corporation and called the FICO score (sometimes known as FICO classic score).3.1 What Information Isn’t Used In Calculating A Credit Score?.3 What Information Is Used Calculating A Credit Score?.
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